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Protect yourself from Medicare out-of-pocket costs with a Medicare Supplement insurance plan from Humana

Humana Medicare Supplement insurance provides the healthcare coverage you may need from a company you trust. Join other Americans who rely on a Humana policy to reduce some of their Medicare out-of-pocket costs.

A licensed agent at 1-800-966-8504 can help you determine which Medicare Supplement insurance plan meets your coverage needs.

Speak with a licensed agent by calling1-800-966-8504

Compare your Medicare coverage benefits today!

May help you save thousands in Medicare out-of-pocket costs
Covers many Medicare deductibles, copayments and coinsurance
Up to 8 different plan options.
Can keep your doctor as long as they accept Medicare patients

What is Medicare Supplement insurance?

Medicare Supplement insurance is a private form of medical insurance that covers some Medicare out-of-pocket costs such as deductibles, copayments and coinsurance.


If you are enrolled in Medicare Parts A and B and are 65 and older or have a qualifying disability, you may be eligible for Medicare Supplement insurance.


You can keep the same doctors as long as they accept Medicare patients.

Humana Medicare Supplement Plan options

Humana offers 8 Medicare Supplement insurance plans: Plans A, B, C, F (high deductible plan available), G, K, L and N. Your plan availability may vary depending on your state. Massachusetts, Minnesota and Wisconsin offer different plan options.

The chart below shows the benefits provided in each Humana Medicare Supplement insurance plan. Each check mark represents full coverage, any other percentage represents that coverage amount and blank spaces represent no coverage.

Call 1-800-966-8504 to speak with a licensed agent today!


Medicare Supplement insurance benefits

A B C F* G K*** L*** N**
Medicare Part A coinsurance & coverage for hospital benefits
Medicare Part B coinsurance or copayment 50% 75%
Blood (first three pints) 50% 75%
Hospice care coinsurance or copayment 50% 75%
Skilled nursing facility care coinsurance --- --- 50% 75%
Medicare Part A deductible --- 50% 75%
Medicare Part B deductible --- --- --- --- --- ---
Medicare Part B excess charges --- --- --- --- --- ---
Foreign travel emergency (up to plan limits) --- --- --- ---
Yearly Out-Of-Pocket Limit*** --- --- --- --- ---
$5,120
$2,560
 ---

Plans offered vary by state.

*Humana offers a high deductible Plan F and may offer a Medicare Select Plan F in your area.

**Plan N pays 100% of the Part B coinsurance except for a $20 copayment for office visits and a $50 copayment for emergency room visits that don’t result in an inpatient admission.

***Plan K has an out-of-pocket yearly limit of $5,120 (in 2017) and Plan L has an out-of-pocket yearly limit of $2,560 (in 2017). After you pay the out-of-pocket yearly limit and the yearly Part B deductible, the plan pays 100% of covered services for the rest of the calendar year.

Coverage may be limited to Medicare-eligible expenses. Benefits vary by plan and the premium will vary with the amount of benefits selected. Depending on the plan chosen you may be responsible for deductibles and coinsurance before benefits are payable. These policies have exclusions and limitations; please call your agent/producer or Humana for complete details of coverage and costs.

Need help choosing a plan?
Humana can help

Speak with a licensed agent by calling 1-800-966-8504 to help you find a Medicare Supplement insurance plan that meets your Medicare coverage needs.

Frequently Asked Questions

What is Medicare?

Medicare is a federal health insurance program that provides health care options for senior and disabled citizens. There are four parts: A, B, C and D.

What is Medicare Supplement insurance?

Medicare Supplement insurance is a private form of medical insurance that covers some Medicare out-of-pocket costs such as deductibles, copayments and coinsurance. Medicare Supplement insurance plans are different from Medicare Advantage plans.

What plans are available?

Humana offers 8 Medicare Supplement insurance plans: Plans A, B, C, F, G, K, L and N. Your plan availability may vary depending on your state. Massachusetts, Minnesota and Wisconsin offer different plan options.

Am I eligible?

If you are enrolled in Medicare Parts A and B and are 65 and older or have a qualifying disability, you may be eligible for Medicare Supplement insurance.

When should I apply?

The best time to buy is during your Medicare Supplement Open Enrollment Period.

Your Medicare Supplement Open Enrollment period last for six months. It starts on the first day of the month in which you are age 65 or older and enrolled in Medicare Part B.

Once your Medicare Supplement Open Enrollment Period starts, it can’t be changed. However, in some situations, you have the right to buy a Medicare Supplement policy out of your Medicare Supplement Open Enrollment Period. In some states these plans may be available to those under age 65. For those applying for a Medicare Supplement policy prior to age 65, your Medicare Supplement Open Enrollment Period begins on the first day you’re enrolled in Medicare Part B.

Note: You can send your application for Medicare Supplement insurance before your Medicare Supplement Open Enrollment Period starts. If you have coverage that will end when you turn age 65, sending your application before open enrollment allows you to have continuous coverage without any break.

Does Medicare Supplement insurance cover prescription drugs?

Medicare Supplement insurance plans sold after 2006 do not include prescription drug coverage. Prescription drug coverage is available through Medicare Part D.

The Humana difference

Humana is proud of the Medicare coverage we’ve been providing for over 20 years.** Our Medicare Supplement insurance plans provide great value, which can help you make positive changes in your health and life.

Many Americans have chosen Humana for their Medicare coverage needs.* Call one of our licensed insurance agent at 1-800-966-8504 to see what the Humana difference can mean for you.

Experience you can trust

Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program.

© Humana 2017

* “Humana Reports First Quarter Financial Results; Reaffirms 2015 Financial Guidance.” http://press.humana.com/press-release/humana-reports-first-quarter-financial-results-reaffirms-2015-financial-guidance

** “The Humana Difference” https://www.humana.com/medicare-support/why-choose-humana

The purpose of this communication is the solicitation of insurance. Contact will be made by an insurance agent or insurance company.

Medicare Supplement insurance plans are not connected with or endorsed by the U.S. government or the federal Medicare program.

Insured by Humana Insurance Company, Humana Insurance Company of Kentucky, Humana Health Benefit Plan of Louisiana, Inc., Humana Benefit Plan of Illinois, Inc., Humana Insurance Company of New York, or HumanaDental Insurance Company. Medicare Supplement insurance is available to those enrolled in Medicare Parts A and B due to age and in some states to those under age 65 eligible for Medicare due to disability or End Stage Renal disease. Coverage may be limited to Medicare-eligible expenses. Benefits vary by insurance plan and the premium will vary with the amount of benefits selected. Depending on the insurance plan chosen, you may be responsible for deductibles and coinsurance before benefits are payable. These policies may have exclusions and limitations; please call your agent or Humana for complete details of coverage and costs. Policy form series MESM10, MESV, or state equivalent.

New York Residents only: This policy meets the minimum standards for MEDICARE SUPPLEMENT INSURANCE as defined by the New York State Insurance Department. The expected benefit ratio for this policy is [72%]. This ratio is the portion of future premiums which the company expects to return as benefits, when averaged over all people with this policy. IMPORTANT NOTICE – A CONSUMER’S GUIDE TO HEALTH INSURANCE FOR PEOPLE ELIGIBLE FOR MEDICARE MAY BE OBTAINED FROM YOUR LOCAL SOCIAL SECURITY OFFICE OR FROM THIS INSURER.
Humana Insurance Company of New York, 125 Wolf Road, Suite 501, Albany, NY 12205.
Humana Inc., PO Box 70209, Louisville, KY 40270-0209

Humana complies with all applicable federal civil rights laws and does not discriminate on the basis of race, color, national origin, religion, age, disability, or sex. We also provide free language interpreter services. See our full accessibility rights information and language options.

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